@所有微信用户，这事与你有关！
<section class="mp_profile_iframe_wrp"><mp-common-profile class="custom_select_card mp_profile_iframe mp_common_widget" data-pluginname="mpprofile" data-id="Mzg5OTUyNTk4MQ==" data-headimg="http://mmbiz.qpic.cn/mmbiz_png/kZibA6tRAW8aSB4SCRoWBh8pFuGsX9tF7hh3oHibWOgZFvnibe13eWmHdMd40iauMBwtnuooVJUfd49Nbt397Haurg/0?wx_fmt=png" data-nickname="熊猫反诈" data-signature="防诈骗，关注这个号就够了！" data-from="0">
</mp-common-profile>
</section>
<section style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);font-size: 16px;visibility: visible;">
<section style="margin-top: 10px;margin-bottom: 10px;outline: 0px;line-height: 1.75em;visibility: visible;">
<section style="padding: 10px;outline: 0px;display: inline-block;border-width: 1px;border-style: solid;border-color: rgb(239, 224, 213);background-color: rgb(255, 250, 225);box-shadow: rgb(170, 170, 170) 0px 0px 10px;width: 677px;height: auto;visibility: visible;">
<section powered-by="xiumi.us" style="outline: 0px;color: rgb(51, 51, 51);font-size: 15px;visibility: visible;">
<p style="margin-bottom: 8px;outline: 0px;text-indent: 2em;visibility: visible;">
编者按：近期，涉微信“百万保障”类诈骗在我省多地频发，骗子利用受害人对微信“百万保险”服务不了解的漏洞，以自动扣费、影响征信为幌子，诱骗受害人转账退订。为此，
<span style="text-indent: 2em;letter-spacing: 0.544px;">
“熊猫反诈”前期多次发布了防范提示：
</span>
<span style="text-indent: 2em;letter-spacing: 0.544px;">
《
</span>
<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg5OTUyNTk4MQ==&mid=2247535390&idx=2&sn=9e4d0c526f03a74d85e74353c4ae044d&chksm=c053f72cf7247e3a4a20c0adf1a4ec0791f7fdf233ddf9239ff3f6086630fca0353b77a89c64&scene=21#wechat_redirect" textvalue="不退订“百万医疗保险”将影响个人征信？" linktype="text" imgdata="null" data-itemshowtype="0" tab="innerlink" data-linktype="2" style="text-indent: 2em;letter-spacing: 0.544px;text-decoration: underline;">
不退订“百万医疗保险”将影响个人征信？
</a>
<span style="text-indent: 2em;letter-spacing: 0.544px;">
》《
</span>
<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg5OTUyNTk4MQ==&mid=2247534892&idx=1&sn=072f12f80063fbbaaa16d1f2a0b9b64b&chksm=c053f51ef7247c08ae8f7d702700997e1efda00b69e6934033c7140f81a9c317e35f5bcfc9bb&scene=21#wechat_redirect" textvalue="微信支付宝“百万保障”，自动扣费？影响征信？都是骗局！" linktype="text" imgdata="null" data-itemshowtype="0" tab="innerlink" data-linktype="2" style="text-indent: 2em;letter-spacing: 0.544px;text-decoration: underline;">
“百万保障”，自动扣费？影响征信？都是骗局！
</a>
<span style="text-indent: 2em;letter-spacing: 0.544px;">
》
</span>
<span style="text-indent: 2em;letter-spacing: 0.544px;">
如果你之前没看过，那今天这篇请一定不能再错过了
</span>
<span style="text-indent: 2em;letter-spacing: 0.544px;">
……
</span>
<span style="letter-spacing: 0.544px;text-indent: 2em;">
</span>
</p>
</section>
</section>
</section>
</section>
<p style="margin: 16px 8px 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;visibility: visible;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100320lo7kbg0dffo7lzor.png" width="700px">
</p>
<p style="margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.6em;text-align: center;visibility: visible;">
<span style="outline: 0px;font-size: 15px;letter-spacing: 1px;color: rgb(136, 136, 136);visibility: visible;">
▼
</span>
</p>
<section data-mpa-template="t" mpa-from-tpl="t" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);">
<section data-mpa-template="t" mpa-from-tpl="t" style="outline: 0px;">
<section mpa-from-tpl="t" style="outline: 0px;">
<section mpa-from-tpl="t" style="margin-right: auto;margin-left: auto;outline: 0px;text-align: center;">
<section mpa-from-tpl="t" style="margin-top: 10px;outline: 0px;display: inline-block;">
<p style="outline: 0px;opacity: 0.2;">
﹀
</p>
<p style="margin-top: -12.5px;outline: 0px;opacity: 0.5;">
﹀
</p>
<p style="margin-top: -12.5px;margin-bottom: 8px;outline: 0px;">
﹀
<span style="font-family: Optima-Regular, PingFangTC-light;color: rgb(60, 54, 54);font-weight: bold;letter-spacing: 4px;">
</span>
</p>
</section>
</section>
</section>
</section>
</section>
<section data-support="96编辑器" data-style-id="37626" style="margin-bottom:unset;">
<section style="margin-top:10px;margin-bottom:10px;text-align:center;">
<section style="background-color: rgb(57, 125, 148);padding: 4px 20px;display: inline-block;margin-bottom: unset;">
<section style="color:#ffffff;letter-spacing:2px;font-size:16px;line-height:1.75em;text-align:justify;margin-bottom:unset;transform:rotateZ(0deg);-webkit-transform:rotateZ(0deg);-moz-transform:rotateZ(0deg);-ms-transform:rotateZ(0deg);-o-transform:rotateZ(0deg);">
<p>
<strong>
真实案例
</strong>
</p>
</section>
</section>
<section style="width:100%;height:1px;background-color:rgb(57, 125, 148);margin-top:-18px;margin-bottom:unset;overflow:hidden;line-height:0;" data-width="100%">
<br>
</section>
<section style="background-image: linear-gradient(rgb(254, 254, 254), rgb(247, 246, 246));padding: 30px 14px 20px;margin-bottom: unset;">
<section style="color:#323232;letter-spacing:2px;font-size:14px;line-height:1.75em;text-align:justify;margin-bottom:unset;transform:rotateZ(0deg);-webkit-transform:rotateZ(0deg);-moz-transform:rotateZ(0deg);-ms-transform:rotateZ(0deg);-o-transform:rotateZ(0deg);">
<section style="text-indent: 2em;line-height: 2em;">
<span style="font-size: 15px;">
10月9日，眉山市民熊先生接到一自称“微信客服”的电话，对方称熊先生在微信上购买了
</span>
<strong>
<span style="font-size: 15px;color: rgb(0, 122, 170);">
PICC“百万保障”
</span>
</strong>
<strong>
<span style="font-size: 15px;color: rgb(0, 122, 170);">
，每月将扣除1800元服务费
</span>
</strong>
<span style="font-size: 15px;">
，如逾期不缴就会影响个人征信，如不需要该项服务可申请退订，所以来电提示。听到这里，熊先生立即告诉对方自己根本没有购买过。
</span>
</section>
<section style="text-align: center;margin-top: 8px;">
<p style="text-align: center;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100320frf242tzf0xvvlc0.jpeg" width="448px">
</p>
<span style="font-size: 13px;">
图源网络
</span>
<br>
</section>
<section style="margin-top: 8px;line-height: 2em;text-indent: 2em;">
<span style="font-size: 15px;">
<span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;text-wrap: wrap;outline: 0px;color: rgb(78, 78, 78);letter-spacing: 1px;">
随后，“客服”电话引导熊先生打开微信“百万保障”界面，结果他发现“百万保障”的确在开启状态，以为自己误点“订购”的他，立即向“客服”申请“退订”。
</span>
</span>
</section>
<p style="line-height: 2em;text-indent: 2em;margin-top: 8px;">
<strong>
<span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;text-wrap: wrap;outline: 0px;letter-spacing: 1px;font-size: 15px;color: rgb(0, 122, 170);">
其实，在保障费用一栏，微信已经注明该服务为免费。但在“客服”的话术催促和心理暗示下，熊先生看到“保障中”三个字时，就已经慌了神。
</span>
</strong>
</p>
<section style="margin-top: 8px;line-height: 2em;text-indent: 0em;text-align: center;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321jxpf7b9r77erc07e.jpeg" width="700px">
</section>
<p style="line-height: 2em;text-indent: 0em;text-align: center;margin-top: 0px;">
该项服务实际为免费
<br>
</p>
<p style="line-height: 2em;text-indent: 2em;margin-top: 16px;">
<span style="font-size: 15px;">
<span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;text-wrap: wrap;outline: 0px;color: rgb(78, 78, 78);letter-spacing: 1px;">
经过“客服”诱导，熊先生点击对方短信发来的链接，进入了一个网络“聊天室”。在该“聊天室”内，他按照“客服”指示
</span>
<span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;text-wrap: wrap;color: rgb(78, 78, 78);letter-spacing: 1px;">
下载了一款名为“Zoom”的APP，
</span>
<strong style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;font-size: var(--articleFontsize);text-wrap: wrap;letter-spacing: 1px;outline: 0px;">
<span style="outline: 0px;color: rgb(45, 119, 171);">
并在其指导下开启屏幕共享，打开银行APP进行“退订”。
</span>
</strong>
<span style="outline: 0px;">
但在操作过程中，
</span>
<span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;text-wrap: wrap;color: rgb(78, 78, 78);letter-spacing: 1px;">
由于熊先生使用的是指纹支付，对方无法通过窥屏掌握支付密码，
</span>
<strong style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;font-size: var(--articleFontsize);letter-spacing: 0.544px;text-wrap: wrap;">
<span style="outline: 0px;letter-spacing: 1px;color: rgb(0, 122, 170);">
于是又“施展”了“新花样”。
</span>
</strong>
</span>
</p>
<p style="text-align: center;margin-top: 16px;">
<span style="font-size: 15px;">
<strong style="font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;font-size: var(--articleFontsize);letter-spacing: 0.544px;text-wrap: wrap;">
<span style="outline: 0px;letter-spacing: 1px;color: rgb(0, 122, 170);">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321jt7deddq6et99tit.png" width="578">
</span>
</strong>
</span>
</p>
<section style="margin-top: 16px;text-indent: 2em;line-height: 2em;">
<span style="text-indent: 2em;font-size: 15px;">
“客服”称，通过银行APP办理通道已关闭，要求熊先生退出银行APP，并按照其提供的网址，
</span>
<strong style="text-indent: 2em;">
<span style="font-size: 15px;color: rgb(0, 122, 170);">
登录“中国银联在线网站” 向“虚拟账户”转账完成“流水代码认证”，“认证”结束后资金会在2小时内“原路退回”，届时就可取消“订购”。
</span>
</strong>
</section>
<section style="text-align: center;margin-top: 16px;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321gze66wl6hcx19ex6.png" width="293">
</section>
<p style="text-align: center;">
虚假网站
</p>
<section style="text-indent: 2em;margin-top: 16px;line-height: 2em;">
<span style="font-size: 15px;">
因熊先生急于取消，便立即登录该网站，将自己银行卡的资金分两次共25121元转到了所谓的
</span>
<strong>
<span style="color: rgb(0, 122, 170);font-size: 15px;">
“虚拟账户”中进行“认证”
</span>
</strong>
<span style="font-size: 15px;">
。
</span>
</section>
<section style="margin-top: 16px;margin-bottom: 0px;color: rgb(50, 50, 50);font-size: 14px;letter-spacing: 2px;text-wrap: wrap;text-align: center;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321yxxlb3ruz6briqdm.png" width="305">
</section>
<p style="margin-bottom: 0px;color: rgb(50, 50, 50);font-size: 14px;letter-spacing: 2px;text-wrap: wrap;text-align: center;">
两次转账
</p>
<section style="text-indent: 2em;margin-top: 16px;line-height: 2em;">
<span style="font-size: 15px;">
然后转账过去2小时后，熊先生迟迟未等来资金“退回”，“客服”告知因其“操作中断”，后台未收到转账信息，需要继续进行“流水代码认证”。
</span>
</section>
<section style="margin-bottom: 0px;color: rgb(50, 50, 50);font-size: 14px;letter-spacing: 2px;text-wrap: wrap;text-align: center;margin-top: 16px;">
<strong style="color: rgb(50, 50, 50);text-align: center;text-indent: 0em;text-wrap: wrap;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;font-size: var(--articleFontsize);letter-spacing: 0.544px;">
<span style="outline: 0px;letter-spacing: 1px;color: rgb(0, 122, 170);">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321spf4qp9fzfhcazdh.png" width="220">
</span>
</strong>
</section>
<p style="margin-bottom: 0px;color: rgb(50, 50, 50);font-size: 14px;letter-spacing: 2px;text-wrap: wrap;text-align: center;">
<span style="font-size: 13px;color: rgb(0, 0, 0);">
<span style="color: rgb(0, 0, 0);font-size: 13px;outline: 0px;letter-spacing: 1px;">
转账后资金未返还
</span>
</span>
</p>
<section style="text-indent: 2em;margin-top: 8px;">
<span style="font-size: 15px;">
看到“客服”如此说辞，熊先生顿时醒悟，明白自己被骗了，于是立即报警。而与他有
</span>
<span style="font-size: 15px;text-indent: 2em;">
同样遭遇的，还有内江市民刘某。
</span>
</section>
<section style="text-indent: 2em;margin-top: 8px;">
<span style="font-size: 15px;">
<span style="color: rgb(50, 50, 50);letter-spacing: 2px;text-wrap: wrap;text-indent: 2em;">
</span>
</span>
</section>
<p style="text-align: justify;text-indent: 2em;line-height: 2em;margin-top: 8px;">
<span style="text-align: justify;text-indent: 2em;font-size: 15px;">
10月14日，刘某接到“百万保障”的电话，与熊先生遭遇的骗局不同的是，“客服”
</span>
<strong>
<span style="text-align: justify;text-indent: 2em;font-size: 15px;color: rgb(0, 122, 170);">
没有要求进行屏幕共享以及向“虚拟账户刷流水代码”
</span>
</strong>
<span style="text-align: justify;text-indent: 2em;font-size: 15px;">
，而是通过
</span>
<strong style="text-indent: 2em;text-align: justify;">
<span style="text-indent: 2em;font-size: 15px;color: rgb(0, 122, 170);">
长达两个小时的话术对其“洗脑”
</span>
</strong>
<span style="text-align: justify;text-indent: 2em;font-size: 15px;">
，骗取了信任。
</span>
</p>
<section style="margin-top: 16px;text-indent: 2em;line-height: 2em;">
<span style="font-size: 15px;text-indent: 2em;">
</span>
</section>
<section style="margin-top: 16px;line-height: 2em;text-indent: 0em;text-align: center;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321nsbk4ab0b4ffp6ap.jpeg" width="700px">
</section>
<p style="text-indent: 0em;text-align: center;margin-top: 0px;margin-bottom: 0px;line-height: normal;">
<span style="font-size: 13px;">
刘某接到的诈骗电话
<br>
</span>
</p>
<p style="text-indent: 0em;text-align: center;margin-top: 0px;line-height: normal;">
<span style="font-size: 13px;">
骗子通过两小时的通话将其洗脑
</span>
</p>
<section style="margin-top: 16px;text-indent: 2em;line-height: 2em;">
<span style="color: rgb(50, 50, 50);font-size: 15px;letter-spacing: 2px;text-indent: 30px;text-wrap: wrap;">
通话结束后，刘某按照“客服”要求，下载了一款名为“X会议”的APP（骗子自制）。在该软件的聊天室内，对方称需要
</span>
<strong>
<span style="color: rgb(0, 122, 170);">
<span style="color: rgb(0, 122, 170);font-size: 15px;letter-spacing: 2px;text-indent: 30px;text-wrap: wrap;">
向“银行账户”转账“验资”以提高“个人征信”，待“征信提高”后，再将资金“原路退回”
</span>
<span style="color: rgb(0, 122, 170);font-size: 15px;text-indent: 30px;">
，以此完成“百万保障退订”。
</span>
</span>
</strong>
</section>
<section style="margin-top: 16px;line-height: 2em;text-indent: 0em;text-align: center;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100321twak9ykt9iyieekz.jpeg" width="700px">
</section>
<p style="line-height: 2em;text-indent: 0em;text-align: center;margin-top: 0px;">
<span style="font-size: 13px;">
刘某向骗子转账
</span>
</p>
<section style="margin-top: 16px;text-indent: 2em;line-height: 2em;">
<span style="font-size: 15px;text-indent: 2em;">
为尽快“退订百万保障”，刘某向对方指定的银行账户中转账43467元。随后，“客服”发来
</span>
<strong>
<span style="font-size: 15px;text-indent: 2em;color: rgb(0, 122, 170);">
“中国银联在线网站链接”
</span>
</strong>
<span style="color: rgb(0, 0, 0);">
<span style="font-size: 15px;text-indent: 2em;">
，让其自行
</span>
<span style="font-size: 15px;text-indent: 2em;">
查
</span>
</span>
<span style="font-size: 15px;text-indent: 2em;">
看取消“订购”进度，结果刘某点击进入时，发现该链接已被标注为诈骗链接，此刻，他才意识到被骗，遂报警。
</span>
</section>
</section>
</section>
</section>
</section>
<section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-size: 16px;display: flex;flex-flow: row;text-align: center;justify-content: center;visibility: visible;">
<section style="outline: 0px;display: inline-block;vertical-align: bottom;width: auto;flex: 0 0 0%;align-self: flex-end;height: auto;line-height: 0.5;border-width: 0px;visibility: visible;">
<section powered-by="xiumi.us" style="outline: 0px;visibility: visible;">
<section style="outline: 0px;display: inline-block;width: 20px;height: 24px;vertical-align: top;overflow: hidden;border-style: solid none solid solid;border-width: 1px;border-radius: 8px 0px 0px 8px;border-color: rgb(55, 113, 187) rgb(62, 62, 62) rgb(55, 113, 187) rgb(55, 113, 187);visibility: visible;">
<svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;">
</svg>
</section>
</section>
</section>
<section style="padding-right: 5px;padding-bottom: 5px;padding-left: 5px;outline: 0px;display: inline-block;vertical-align: bottom;width: auto;flex: 0 0 auto;align-self: flex-end;min-width: 10%;height: auto;border-bottom: 1px solid rgb(55, 113, 187);border-bottom-right-radius: 0px;visibility: visible;">
<section powered-by="xiumi.us" style="margin-bottom: 3px;outline: 0px;visibility: visible;">
<section style="outline: 0px;background-color: rgba(55, 113, 187, 0.22);height: 1px;visibility: visible;">
<svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;">
</svg>
</section>
</section>
<section powered-by="xiumi.us" style="outline: 0px;justify-content: center;display: flex;flex-flow: row;visibility: visible;">
<section style="padding-right: 10px;padding-left: 10px;outline: 0px;display: inline-block;width: 125.266px;vertical-align: top;background-color: rgba(55, 113, 187, 0.09);align-self: flex-start;flex: 0 0 auto;visibility: visible;">
<section powered-by="xiumi.us" style="outline: 0px;visibility: visible;">
<section style="outline: 0px;font-size: 17px;color: rgb(55, 113, 187);visibility: visible;">
<p style="outline: 0px;visibility: visible;">
<span style="outline: 0px;visibility: visible;">
<strong style="outline: 0px;visibility: visible;">
诈骗套路解析
</strong>
</span>
</p>
</section>
</section>
</section>
</section>
</section>
<section style="outline: 0px;display: inline-block;vertical-align: bottom;width: auto;flex: 0 0 0%;align-self: flex-end;height: auto;line-height: 0.5;visibility: visible;">
<section powered-by="xiumi.us" style="outline: 0px;visibility: visible;">
<section style="outline: 0px;display: inline-block;width: 20px;height: 24px;vertical-align: top;overflow: hidden;border-style: solid solid solid none;border-width: 1px;border-radius: 0px 8px 8px 0px;border-color: rgb(55, 113, 187);visibility: visible;">
<svg viewbox="0 0 1 1" style="float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;">
</svg>
</section>
</section>
</section>
</section>
<section powered-by="xiumi.us" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-align: left;background-color: rgb(255, 255, 255);font-size: 16px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;">
<section style="outline: 0px;display: inline-block;width: 677px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-style: solid;border-width: 2px;border-color: rgb(55, 113, 187);visibility: visible;">
<section powered-by="xiumi.us" style="outline: 0px;text-align: justify;visibility: visible;">
<p style="outline: 0px;visibility: visible;">
<br data-filtered="filtered" style="outline: 0px;visibility: visible;">
</p>
</section>
<section powered-by="xiumi.us" style="padding-right: 15px;padding-left: 15px;outline: 0px;text-align: justify;line-height: 1.7;letter-spacing: 1px;font-size: 17px;visibility: visible;">
<p style="outline: 0px;visibility: visible;">
<strong style="outline: 0px;visibility: visible;">
<span style="outline: 0px;background-color: rgb(55, 113, 187);color: rgb(255, 254, 248);visibility: visible;">
第一步：冒充客服来电
</span>
</strong>
</p>
<section style="outline: 0px;visibility: visible;margin-top: 8px;line-height: 1.75em;">
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;">
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;font-size: 15px;">
诈骗分子冒充
</span>
<span style="outline: 0px;visibility: visible;font-size: 15px;color: rgb(0, 122, 170);">
<strong style="outline: 0px;visibility: visible;">
“微信”
</strong>
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;font-size: 15px;">
客服致电受害人，以受害人购买了
</span>
<span style="outline: 0px;visibility: visible;font-size: 15px;color: rgb(0, 122, 170);">
<strong style="outline: 0px;visibility: visible;">
“百万保障”
</strong>
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;font-size: 15px;">
每月要扣费数百元或数千元为由，诱导受害人点击查看微信“百万保障”界面，骗取信任
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;font-size: 15px;">
。
</span>
</section>
</section>
<section powered-by="xiumi.us" style="padding-right: 15px;padding-left: 15px;outline: 0px;text-align: justify;visibility: visible;">
<section style="outline: 0px;visibility: visible;margin-bottom: 8px;">
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;font-size: 15px;">
</span>
</section>
</section>
<section powered-by="xiumi.us" style="padding-right: 15px;padding-left: 15px;outline: 0px;text-align: justify;visibility: visible;">
<p style="outline: 0px;visibility: visible;">
<strong style="outline: 0px;visibility: visible;">
<span style="outline: 0px;font-size: 17px;background-color: rgb(55, 113, 187);color: rgb(255, 254, 248);visibility: visible;">
第二步：下载指定APP及虚假网站
</span>
</strong>
</p>
<p style="outline: 0px;visibility: visible;margin-top: 8px;margin-bottom: 8px;line-height: 1.75em;">
<span style="outline: 0px;font-size: 17px;color: rgb(0, 0, 0);visibility: visible;">
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);visibility: visible;font-size: 15px;">
骗取受害人信任后，诈骗分子会引导其下载指定APP或登录虚假网站，并通过语音通话和手机屏幕共享等方式，要求受害人按其指示进行操作。
</span>
</p>
</section>
<section powered-by="xiumi.us" style="padding-right: 15px;padding-left: 15px;outline: 0px;text-align: justify;">
<p style="outline: 0px;">
<strong style="outline: 0px;">
<span style="outline: 0px;font-size: 17px;background-color: rgb(55, 113, 187);color: rgb(255, 254, 248);">
第三步：诱骗转账或盗刷
</span>
</strong>
</p>
<p style="outline: 0px;margin-top: 8px;line-height: 1.75em;">
<span style="outline: 0px;font-size: 17px;color: rgb(0, 0, 0);">
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);font-size: 15px;">
诈骗分子通过虚假网站，诱骗受害人将钱款转至
</span>
<span style="outline: 0px;font-size: 15px;color: rgb(0, 122, 170);">
<strong style="outline: 0px;">
“虚拟账户”进行“流水认证”
</strong>
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);font-size: 15px;">
，或通过
</span>
<span style="outline: 0px;font-size: 15px;color: rgb(0, 122, 170);">
<strong style="outline: 0px;">
“屏幕共享”
</strong>
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);font-size: 15px;">
窃取受害人银行卡号、短信验证码等信息，将受害人卡中资金盗刷转走。
</span>
</p>
</section>
</section>
</section>
<section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;text-align: left;background-color: rgb(255, 255, 255);font-size: 16px;justify-content: flex-start;display: flex;flex-flow: row;">
<section style="padding: 23px;outline: 0px;display: inline-block;width: 656.688px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-style: solid;border-width: 1px;height: auto;box-shadow: rgb(69, 119, 218) 6px 6px 0px 0px;">
<section powered-by="xiumi.us" style="outline: 0px;text-align: center;line-height: 0;">
<section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100322y1sbz4tn6t5632t6.png" width="700px">
</section>
</section>
<section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;outline: 0px;text-align: center;justify-content: center;display: flex;flex-flow: row;">
<section style="outline: 0px;display: inline-block;vertical-align: middle;width: auto;flex: 100 100 0%;height: auto;align-self: center;">
<section powered-by="xiumi.us" style="margin-top: 0.5em;margin-bottom: 0.5em;outline: 0px;">
<section style="outline: 0px;background-color: rgb(101, 101, 101);height: 1px;">
<svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;">
</svg>
</section>
</section>
</section>
<section style="padding: 8px;outline: 0px;display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;border-style: solid;border-width: 1px;min-width: 5%;height: auto;box-shadow: rgb(69, 119, 218) 6px 6px 0px 0px;">
<section powered-by="xiumi.us" style="outline: 0px;text-align: justify;color: rgb(0, 68, 161);font-size: 18px;">
<p style="outline: 0px;">
<strong style="outline: 0px;">
关于百万保障
</strong>
</p>
</section>
</section>
<section style="outline: 0px;display: inline-block;vertical-align: middle;width: auto;flex: 100 100 0%;height: auto;align-self: center;">
<section powered-by="xiumi.us" style="margin-top: 0.5em;margin-bottom: 0.5em;outline: 0px;">
<section style="outline: 0px;background-color: rgb(101, 101, 101);height: 1px;">
<svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;">
</svg>
</section>
</section>
</section>
</section>
<section powered-by="xiumi.us" style="outline: 0px;text-align: justify;">
<p style="outline: 0px;">
<strong style="outline: 0px;">
<span style="outline: 0px;font-size: 17px;color: rgb(0, 0, 0);">
01.“百万保障”到底是什么？
</span>
</strong>
</p>
<p style="outline: 0px;margin-top: 8px;line-height: 1.75em;">
<strong style="outline: 0px;">
<span style="outline: 0px;font-size: 17px;color: rgb(0, 0, 0);">
</span>
</strong>
<span style="font-size: 15px;">
<strong style="outline: 0px;">
<span style="font-size: 15px;outline: 0px;color: rgb(0, 0, 0);">
“百万保障”
</span>
</strong>
<span style="font-size: 15px;outline: 0px;color: rgb(0, 0, 0);">
是指用户在使用微信、支付宝支付期间，发生账户被他人盗用而导致资金损失的情况，按损失金额承诺不限次赔付，每年累计赔付金额最高
<strong style="outline: 0px;">
<span style="font-size: 15px;outline: 0px;color: rgb(212, 10, 10);">
100万元
</span>
</strong>
的安全保障。
</span>
</span>
</p>
</section>
<section style="outline: 0px;text-align: center;line-height: 0;margin-top: 16px;">
<section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;">
<img class="rich_pages wxw-img" data-ratio="0.6095406360424028" data-s="300,640" data-w="566" style="outline: 0px;vertical-align: middle;visibility: visible !important;width: 566px !important;height: auto !important;" data-src="https://mmbiz.qpic.cn/mmbiz_png/8uTMt5gYcYFRgMV9x2CicV1Hz5svgoNK3f72KibG3zznjqZ58oVCiaCicpJDIKUJyibThEfXQraVV28sNcxehWho7CQ/640?wx_fmt=png&wxfrom=5&wx_lazy=1&wx_co=1&tp=wxpic">
</section>
</section>
<section powered-by="xiumi.us" style="outline: 0px;text-align: justify;">
<p style="outline: 0px;">
<br data-filtered="filtered" style="outline: 0px;">
</p>
</section>
<section powered-by="xiumi.us" style="outline: 0px;text-align: justify;">
<p style="outline: 0px;">
<strong style="outline: 0px;">
<span style="outline: 0px;font-size: 17px;color: rgb(0, 0, 0);">
02.“百万保障”需要付费吗？
</span>
</strong>
</p>
<p style="outline: 0px;margin-top: 8px;line-height: 1.75em;">
<span style="outline: 0px;font-size: 17px;color: rgb(0, 0, 0);">
</span>
<span style="outline: 0px;color: rgb(0, 0, 0);font-size: 15px;">
当用户注册使用微信支付、支付宝时，将自动免费开启
<strong style="outline: 0px;">
“百万保障”
</strong>
，此保障为APP自带安全设置，完全免费，不会
<strong style="outline: 0px;">
“到期”
</strong>
或者
<strong style="outline: 0px;">
“过期”
</strong>
，不会要求
<strong style="outline: 0px;">
“缴费续保”
</strong>
，更不会影响征信。
</span>
</p>
</section>
<section style="outline: 0px;text-align: center;line-height: 0;margin-top: 16px;">
<section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;">
<img class="rich_pages wxw-img" data-ratio="0.6098807495741057" data-s="300,640" data-w="587" style="outline: 0px;vertical-align: middle;visibility: visible !important;width: 587px !important;height: auto !important;" data-src="https://mmbiz.qpic.cn/mmbiz_png/8uTMt5gYcYFRgMV9x2CicV1Hz5svgoNK36jWE4sIhXkxk0NSc8dxXjibws6GWZr8bLTyHgxicYxFPICh979RFoDWA/640?wx_fmt=png&wxfrom=5&wx_lazy=1&wx_co=1&tp=wxpic">
</section>
</section>
</section>
</section>
<section data-role="paragraph" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);visibility: visible;">
<section data-role="outer" label="edit by 135editor" style="outline: 0px;visibility: visible;">
<section data-role="paragraph" style="outline: 0px;visibility: visible;">
<section data-support="96编辑器" data-style-id="40518" style="outline: 0px;">
<section style="margin-top: 16px;margin-bottom: 10px;outline: 0px;color: rgb(61, 62, 66);font-size: 16px;letter-spacing: 1px;text-align: center;line-height: 0;">
<section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 220.141px;height: auto;">
<img src="https://pic.bbs.hongyawang.com/forum/202310/30/100322skxhdsmspe4hksph.png" width="700px">
</section>
</section>
<section powered-by="xiumi.us" style="margin-bottom: 15px;outline: 0px;color: rgb(61, 62, 66);font-size: 16px;letter-spacing: 1px;text-align: left;">
<section style="outline: 0px;text-align: center;font-size: 18px;color: rgb(255, 255, 255);line-height: 1.8;letter-spacing: 3px;">
<p style="outline: 0px;">
<strong style="outline: 0px;">
<span style="outline: 0px;background-color: rgb(95, 145, 183);">
“熊猫反诈”温馨提醒
</span>
</strong>
</p>
</section>
</section>
<section data-role="paragraph" style="outline: 0px;color: rgb(34, 34, 34);letter-spacing: 0.544px;">
<section style="outline: 0px;letter-spacing: 0.544px;visibility: visible;">
<section style="outline: 0px;visibility: visible;">
<section style="outline: 0px;visibility: visible;">
<section style="outline: 0px;visibility: visible;">
<section style="outline: 0px;visibility: visible;">
<section style="outline: 0px;color: rgb(61, 62, 66);letter-spacing: 1px;font-size: 16px;visibility: visible;text-indent: 2em;line-height: 2em;">
<section powered-by="xiumi.us" style="margin-bottom: 10px;outline: 0px;text-align: left;justify-content: flex-start;display: flex;flex-flow: row nowrap;">
<section style="padding: 23px;outline: 0px;display: inline-block;width: 677px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;height: auto;border-style: dashed;border-width: 1px;border-color: rgb(95, 145, 183);background-color: rgba(157, 228, 245, 0.14);">
<section powered-by="xiumi.us" style="outline: 0px;text-align: justify;font-size: 15px;">
<p>
? 只要提到微信“百万保障”要扣费的，就是诈骗！
</p>
<p>
? 微信“百万保障”均为自动开启的一项服务，完全免费且不会影响个人征信，同时个人无法关闭此服务。
</p>
<p>
?
<span style="text-indent: 2em;">
防范此类诈骗，只需牢记一句话“凡是以‘手把手’教你办理业务为由，要求下载视频会
</span>
<span style="text-indent: 2em;">
议软件并开启屏幕共享功能的，都是诈骗。
</span>
</p>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
</section>
<section data-role="paragraph" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);color: rgb(34, 34, 34);">
<section data-tools="135编辑器" data-id="89428" style="outline: 0px;letter-spacing: 0.544px;font-size: 16px;font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;color: rgb(0, 0, 0);text-align: center;">
<section style="outline: 0px;height: 50px;">
<section style="margin-right: auto;margin-left: auto;outline: 0px;width: 48px;height: 48px;color: rgb(255, 255, 255);line-height: 48px;display: inline-block;background-image: url("https://pic.bbs.hongyawang.com/forum/202310/30/100322sj9uzui02uyoiywd.png");background-size: 100%;background-position: 0px center;background-repeat: no-repeat;" data-remoteid="c1698130950764">
<p style="outline: 0px;font-weight: bold;">
完
</p>
</section>
</section>
</section>
</section>
<section data-role="paragraph" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);color: rgb(34, 34, 34);">
<section data-tools="135编辑器" data-id="89428" style="outline: 0px;letter-spacing: 0.544px;font-size: 16px;font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;color: rgb(0, 0, 0);text-align: center;">
<section style="outline: 0px;height: 50px;">
<section style="margin-top: -26px;outline: 0px;height: 2px;background-color: rgb(34, 33, 33);overflow: hidden;">
<br data-filtered="filtered" style="outline: 0px;">
</section>
</section>
</section>
</section>
<section data-role="paragraph" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);color: rgb(34, 34, 34);">
</section>
<p style="display: none;">
<mp-style-type data-value="10000">
</mp-style-type>
</p>
<p>
来源：熊猫反诈
</p> 防不胜防啊 哦 骗子太多 好 学习了 哦 哦 哦 骗子年年有，花样各不同
页:
[1]
2