元气君君 发表于 2022-2-15 08:46:12

洪雅人注意！下月起，微信支付宝大调整！出门请带点现金...

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      注！意！啦！
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      3月1日起
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      微信、支付宝个人收款码
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      将不能用于经营收款！
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    近日一则
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      #微信支付宝将不能用于经营收款#
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    的话题，冲上了热搜。
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    据悉，这一消息源自央行发布的条码支付监管新通知。
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                  3月1日起施行微信、支付宝
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                  个人收款码不能用于经营收款
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    在消费者的日常生活中，扫码支付等支付方式已不鲜见，这样的行为将被纳入监管。
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    2021年10月13日，央行官网发布《中国人民银行关于加强支付受理终端及相关业务管理的通知（银发〔2021〕259号）》，从支付受理终端业务管理、特约商户管理、收单业务监测三个方面入手，对收单机构和清算结构提出了一系列的管理要求。
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    与此同时，条码支付也被纳入监管，对个人收款条码的使用规范做出具体规定，并将
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      2022年3月1日起施行。
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    央行有关部门负责人具体解释称，近年来，个人收款条码得到广泛运用，提高了资金收付效率，但也存在一些风险隐患。如一些不法分子利用“跑分平台”，以高额收益吸引大量人员使用个人静态收款条码与赌客“点对点”线上远程转移赌资，将赌资分拆隐藏于众多正常交易场景。为在防范风险的前提下更好发挥收款条码的普惠性、便利性，《通知》提出一些针对性要求。
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    其中，《通知》对收款条码管理进行了说明，对于个人或特约商户等收款人生成的，用于付款人识读并发起支付指令的收款条码，应有效区分个人和特约商户使用收款条码的场景和用途，防范收款条码被出租、出借、出售或用于违法违规活动。
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      对于具有明显经营活动特征的个人，条码支付收款服务机构不得通过个人收款条码为其提供经营活动相关收款服务。
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    《通知》还对远程非面对面收款进行了说明。条码支付收款服务机构应当采取有效措施禁止个人静态收款条码被用于远程非面对面收款。对于通过截屏、下载等方式保存的个人动态收款条码，应当参照执行个人静态收款条码有关规定。“将条码支付纳入监管，弥补了之前可能被洗钱利用比较多的条码支付通道漏洞。”博通咨询首席分析师王蓬博分析称，特别是对个人收款码的管理，《通知》的要求会有效避免个人收款码通道被交易平台利用。
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      <section style="outline: 0px;max-width: 100%;box-sizing: border-box;border-width: 1px;border-style: solid;border-color: rgb(72, 41, 25);overflow-wrap: break-word !important;">
      <section style="padding: 7px 5px;outline: 0px;max-width: 100%;box-sizing: border-box;background-color: rgb(255, 173, 37);overflow-wrap: break-word !important;">
          <section style="outline: 0px;max-width: 100%;display: flex;justify-content: center;align-items: center;box-sizing: border-box !important;overflow-wrap: break-word !important;">
            <section style="box-sizing:border-box;outline: 0px;max-width: 100%;width: 18px;flex-shrink: 0;overflow-wrap: break-word !important;">
            <img src="https://pic.bbs.hongyawang.com/forum/202202/15/084531j51s9y1ysu91zm5a.png" width="29px">
            </section>
            <section style="margin-right: 5px;margin-left: 5px;outline: 0px;max-width: 100%;font-size: 16px;letter-spacing: 1.5px;color: rgb(255, 255, 255);box-sizing: border-box !important;overflow-wrap: break-word !important;">
            <span style="font-family: Optima-Regular, PingFangTC-light;font-size: 14px;letter-spacing: 2px;">
                <strong data-brushtype="text" hm_fix="302:336" style="outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;">
                  央行新规并非对收款码的商用完全禁止
                </strong>
            </span>
            </section>
            <section style="box-sizing:border-box;outline: 0px;max-width: 100%;width: 18px;flex-shrink: 0;overflow-wrap: break-word !important;">
            <img src="https://pic.bbs.hongyawang.com/forum/202202/15/084531j51s9y1ysu91zm5a.png" width="29px">
            </section>
          </section>
      </section>
      </section>
    </section>
</section>
</section>
<section data-role="paragraph" style="outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;">
<section style="outline: 0px;max-width: 100%;vertical-align: inherit;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
    <br>
</section>
</section>
<section style="text-align: justify;vertical-align: inherit;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);letter-spacing: 1px;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<span style="outline: 0px;max-width: 100%;font-family: Optima-Regular, PingFangTC-light;font-size: 14px;letter-spacing: 2px;box-sizing: border-box !important;overflow-wrap: break-word !important;">
    央行新规并非对收款码的商用完全禁止。《通知》意在将有明显经营特征的个人收款条码用户，参照特约商户管理。《通知》要求，对于具有明显经营活动特征的个人，条码支付收款服务机构应当为其提供特约商户收款条码，并参照执行特约商户有关管理规定，不得通过个人收款条码为其提供经营活动相关收款服务。
</span>
</section>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<br>
</section>
<p style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;">
<img src="https://pic.bbs.hongyawang.com/forum/202202/15/084532xc9twggdwu1eawu9.jpeg" width="491px">
</p>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<br>
</section>
<section style="text-align: justify;vertical-align: inherit;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);letter-spacing: 1px;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<span style="outline: 0px;max-width: 100%;font-family: Optima-Regular, PingFangTC-light;font-size: 14px;letter-spacing: 2px;box-sizing: border-box !important;overflow-wrap: break-word !important;">
    经营活动是指企业投资活动和筹资活动以外的所有交易和事项。
    <strong style="outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;">
      经营活动主要包括销售商品、提供劳务、经营性租赁、购买商品、接受劳务、广告宣传、推销产品、缴纳税款等。
    </strong>
    但对于日常生活、消费的非经营性活动的个人收款条码则不需要参照特约商户管理。《通知》对消费者和小微商户有哪些影响？
</span>
</section>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<br>
</section>
<section style="text-align: justify;vertical-align: inherit;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);letter-spacing: 1px;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<span style="outline: 0px;max-width: 100%;font-family: Optima-Regular, PingFangTC-light;font-size: 14px;letter-spacing: 2px;box-sizing: border-box !important;overflow-wrap: break-word !important;">
    央行相关负责人表示，《通知》总体上有助于更好保护消费者合法权益，有利于防范不法分子通过改造支付受理终端、申请虚假商户等手段盗取消费者个人信息，甚至盗用账户资金，有利于提升银行、支付机构的对账单、交易信息查询等服务质量，充分保障消费者知情权，减少相关纠纷和投诉；长远来看，《通知》关于规范个人收款码的相关要求将进一步提升对个人经营者和小微商户的收单服务质量。
</span>
</section>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<br>
</section>
<section style="text-align: justify;vertical-align: inherit;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);letter-spacing: 1px;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<span style="outline: 0px;max-width: 100%;font-family: Optima-Regular, PingFangTC-light;font-size: 14px;letter-spacing: 2px;box-sizing: border-box !important;overflow-wrap: break-word !important;">
    所以总的来说，这个新规定只是为了加强行业管理，保障个体户的安全，也帮咱们守住自己的钱袋子。
</span>
</section>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<br>
</section>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<img src="https://pic.bbs.hongyawang.com/forum/202202/15/084532erfxqo7n5jrwftox.jpeg" width="640px">
</section>
<section style="vertical-align: inherit;outline: 0px;max-width: 100%;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<br>
</section>
<section style="text-align: justify;vertical-align: inherit;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);letter-spacing: 1px;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;">
<span style="font-family: Optima-Regular, PingFangTC-light;font-size: 14px;letter-spacing: 2px;">
    <strong style="outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;">
      <span style="font-size: 14px;font-family: Optima-Regular, PingFangTC-light;outline: 0px;max-width: 100%;color: rgb(255, 104, 39);box-sizing: border-box !important;overflow-wrap: break-word !important;">
      那在新规正式实行之后，如果商户申请了商户收款码，咱们就还能用微信、支付宝来付钱。不过以防万一，出门带点现金，总是有备无患！
      </span>
    </strong>
</span>
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var video = document.getElementsByTagName('video');
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    <p>
      来源：北京日报
    </p>

暂时没有被超越 发表于 2022-2-15 08:48:08

微信支付宝

闪婚吧今天 发表于 2022-2-15 08:47:49

我手机壳壳后面一直放了一百块用来应急用的

六叔的头号粉丝 发表于 2022-2-15 08:47:18

下个月哦？

今天减十斤！ 发表于 2022-2-15 08:47:07

经常拿一个手机就出门了

看过兰陵王 发表于 2022-2-15 08:46:44

现金我一直都备的有

汪小汪 发表于 2022-2-15 09:49:21

嗯嗯

蕊蕊是小可爱吖 发表于 2022-2-15 10:20:11

嗯嗯嗯

警察猫601 发表于 2022-2-15 16:15:32

出门一手机走天下

不是我不小心 发表于 2022-2-16 13:04:44

要得
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